The FINS loan is a loan intended to cover costs during studies abroad, a flexible financing line, precisely tailored to the needs of students. A FINS loan can cover both tuition fees and accommodation, food, transportation expenses, other personal expenses, study materials etc. during studies. To apply, you don’t need previous income, a job or most often, even a co-signer, as FINS loans are based on the academic and professional history of the applicant. FINS loan is a flexible loan, designed for students, who benefit from a grace period during studies and for up to 12 months after completing the studies.