FINS Student
Loans
We offer the first student loans in Europe centered on student needs and potential
Student loans
100% personalized loan
Receive the money during studies, return it after graduation
You have a grace period throughout your studies and of up to 12 months after graduation.
Protection & help in unforeseen situations
Personal investment loans
for EU students
You want to study a Bachelor’s programme or a Master’s programme in Europe, but you haven’t found the right solutions to cover your tuition fees and study costs?
We offer student loans up to 25.000 EUR for Bachelor’s studies or Master’s studies in Europe (including the UK, Switzerland and Norway).
between 9% - 11%
of prior income
for early repayment
Your FINS advantages
Quick and easy
Personalized loan
Long Grace Period
Flexible Loan!
Yes, it exists!
Assistance
when you need it
What can you pay
with a FINS loan?
Tuition Fees
Rent
(including deposit)
Monthly expenses
(food, transportation, personal expenses, entertainment)
Equipments and study materials for your university activity
Medical insurance
FINS Loans
Loan for
Master's Degree abroad
Up to 25.000 EUR for postgraduate programmes of up to 2 years
Loan for
Bachelor's Degree abroad
Up to 25.000 EUR for all undergraduate programmes (3 or 4 years)*programmes of up to 5 or 6 years are assessed on a case-by-case basis
Eligibility:
You are an EU national with the citizenship of a European Union country.
You are prearing to apply, have applied, or are already accepted to a Bachelor’s or Master’s programme offered by a university in the European Union, United Kingdom, Switzerland or Norway.
These terms and conditions are made possible due to the support offered by the European Union’s Loan Guarantee Mechanism based on EU Regulation nr. 1288/2013 issued by the European Parliament and by the Council launching the action named: “Erasmus+: European Union’s programme to support education, training, youth and sport (Erasmus)” managed by the European Investment Fund.
This financing is made possible thanks to the guarantee that has been provided by the European Union under the European Fund For Strategic Investments (EFSI). The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.
Not just student loans -
we do things from experience
FINS was built by people with rich international experience, who were in the situation of finding financing for studies abroad.
FINS founders speak from experience:
The experience of searching, studying abroad, and returning to our home country, has made us understand how important it is to build solutions to your problems, and implicitly, to those of others.
The FINS Study Loan is always personalized according to your financial needs! We help you create your own study budget and obtain exactly how much money you need.*
What budget do you need to study abroad?
See how much you can
borrow with FINS!
Ce spun studenții FINS?
What do FINS students say?
FINS entails a lending mechanism focused rather on your professional and academic profile, as compared to other lending solutions provided by banks. Therefore, it is possible to access as source of financing for studies immediately after graduation. Moreover, FINS provides a loan based on personal estimates of expenses, structured in monthly instalments, both being useful in order to ensure an easier management of the budget during studies. Also, the application experience is a pleasant one, without the bureaucracy and rigidity of a standard financial institution. For me, FINS represents the main source of support that has allowed me to study abroad today.
Alex Șotropa
Mobility and freedom are two fundamental elements for any study experience, both in Romania and abroad, and I think these are precisely the elements I managed to obtain with the help of FINS. The fact that I no longer have to worry so much about daily costs has given me the freedom to exclusively focus on the master's program and on extracurricular activities. The financial challenges are, with certainty, not just limiting but truly debilitating when you, as a fresh high school or university graduate, try to figure out what it is that you want to do for the future. Therefore, having your options conditioned by how much money you have in the bank, will eventually stop you from living your best life. FINS also taught me about financial responsibility and made me aware that having access to a competitive educational system that can offer real opportunities that are compatible with my needs and expectations are strong-enough reasons to take out a loan and invest it into your future.
Alice Chempf
My experience with FINS has been both advantageous and pleasant. There were times when I financially depended on FINS to a great extent, so I can truly say it is a useful service. The application process was easy. You need free time, you will go through an interview and you will have several documents to sign. I would recommend FINS because it is one of the best financial services for students out there. As such, for future young professionals, FINS represents the perfect solution.
Mihail Boescu
I had a very pleasant experience with FINS as it massively helped me during my studies. The application process was easy and I fully recommend it. If you are in a financial difficult situation like I was, but you still want to study abroad, then FINS is the most obvious choice.
